Moving to Jersey, Channel Islands: the practical guide
Housing qualifications, tax, schools, healthcare, parishes and a moving checklist, in plain English, with every figure checked against official sources.

Jersey in five numbers
- 20%Top rate of income tax
- NoneCapital gains or inheritance tax
- 104,500People, roughly
- 45 sq milesTwelve parishes
- 1 hourFlight to London, roughly
The guides
Start with the full guideAlmost everyone moving to Jersey asks the same questions. What does "Licensed" mean for the flat you can rent? Is tax really 20 per cent? What does a GP visit cost? Which parish suits a family with a dog and two children at school? The official answers exist, but they are spread across dozens of gov.je pages, and the glossy brochures skip the awkward parts.

Moving to Jersey: the full guide
The whole journey end to end. Who can move, how the housing statuses work, what it costs, how tax actually lands on your payslip, schools, doctors, getting here and what to do in your first six months. Start here if you are new to all of it.

Housing qualifications explained
Entitled, Licensed, Standard and what each lets you rent or buy.

Cost of living in Jersey
Rent, bills, groceries, childcare and two worked budgets.

Jersey tax in plain English
20 per cent, marginal relief, social security, GST.

Where to live: a parish guide
All twelve parishes and who each one suits.

Schools in Jersey
States, fee-paying States and private schools, nurseries, fees.

Healthcare in Jersey
GP fees, the health card, the hospital and pharmacies.

Dentists in Jersey
Costs, plans, children's care, Pension Plus and registering.

The moving checklist
Tickable steps from three months before to six months after.

Jersey vs Guernsey
A balanced comparison of the two islands.
Most read: Housing qualifications The 20% tax rate Rents GP fees Registering with a dentist School places
Free
The moving pack
The full moving checklist, reminders timed to your moving date, a parish shortlist and the budget planner. One sign-up unlocks all of it on this site.
Done. Everything is unlocked on this site, and your first email is on its way.
Where to live
All twelve parishesJersey is nine miles by five, and nowhere is more than about 25 minutes from St Helier. The parishes still feel very different.
Island life
Find your parish







Eating out
The full guide
The best restaurants in Jersey, Channel Islands: where to eat in 2026
For a big occasion, book Bohemia in St Helier, the island's only Michelin-starred restaurant, or Ocean at The Atlantic Hotel, which holds four AA Rosettes.
What a family of four spends in a month
A worked budget for a family renting a three-bed house in St Saviour or St Brelade, with one child in nursery and one at a States primary. Asking rents from autumn 2026; the GP and dentist line assumes no health card yet.
Total a month£7,230
Show as a table
| Item | Monthly |
|---|---|
| Rent, 3-bed house | £3,000 |
| Electricity, water, broadband, mobiles | £400 |
| Parish rates and insurance | £80 |
| Groceries | £1,000 |
| Nursery, 4 days a week, after funding | £1,100 |
| School costs (uniform, trips, clubs) | £100 |
| Two cars | £550 |
| Eating out, activities, kids' clubs | £500 |
| Flights home, family, two trips averaged | £350 |
| GP, dentist, health insurance top-up | £150 |
| Total | £7,230 |
Three things newcomers get wrong
Registering the car before swapping the licence
Driver and Vehicle Standards wants a Jersey driving licence, and there is no grace period for UK plates. Swap the licence at your Parish Hall first.
The checklistNot budgeting for full GP fees
The health card and its subsidy only arrive after six months of social security contributions. Until then a visit costs £85 to £100.
How healthcare worksViewing flats before checking their status
Standard status limits you to Registered property, which is scarcer and often dearer. Get your status in writing before you book a viewing.
Housing qualificationsFrequently asked questions
Can anyone from the UK just move to Jersey?
British and Irish citizens do not need immigration permission to live in Jersey, but housing and work are controlled by a separate law. Most newcomers arrive with "Licensed" status through an employer, or as "Standard" status, which limits you to Registered (unqualified) rental property. Full rights come after ten years' continuous residence. See Housing qualifications.
How long until I can buy a house?
If you arrive on Licensed status you can buy one home straight away, as long as you live in it and it is not first-time-buyer restricted. If you arrive on Standard status you generally cannot buy until you reach Entitled status after ten years. Wealthy applicants can get Entitled status from day one under the high value residency route (formerly 2(1)(e)), which historically came with a £3.5 million house price floor†.
Is income tax really 20 per cent?
Yes, 20 per cent is the maximum rate on personal income, with no higher bands. Lower earners pay less through marginal relief at 26 per cent above a £21,250 exemption threshold (2026). On top of that there is social security at 6 per cent (capped) and a long-term care contribution of up to 1.5 per cent. See Tax.
Is there capital gains tax or inheritance tax?
No. Jersey has no capital gains tax, no inheritance tax and no wealth tax. There is stamp duty on property purchases and a small probate duty on estates. GST of 5 per cent applies to most goods and services. Always take advice on your personal position, particularly if you keep UK assets.
What does it cost to rent?
Asking rents in autumn 2026 run roughly £1,350 to £1,750 a month for a one-bed flat, £1,600 to £2,500 for a two-bed, and £2,500 to £3,500 for a three-bed house, with coastal and country homes well above that†. Statistics Jersey reported advertised rents 2 per cent lower year on year in Q2 2026. See Cost of living.
Do I have to pay to see a doctor?
Yes. GP surgeries are private businesses and the average appointment was just under £34 at the end of 2025, with a range from free to £45. For your first six months you pay the full unsubsidised fee. After six months of paying social security you get a health card, which brings the subsidy and free prescriptions. A&E at the General Hospital is free. See Healthcare.
Are the schools good, and are they free?
States primary and secondary schools are free and generally well regarded. Jersey also has two fee-paying States schools, Victoria College for boys and Jersey College for Girls, at about £2,900 a term, which is far cheaper than UK independent schools. There are private Catholic and prep schools too. See Schools.
How easy is it to get to London?
Flights take around an hour. British Airways flies to Heathrow and Gatwick, easyJet to Gatwick, Luton and a long list of regional airports, and Loganair covers Southampton, Exeter, Bristol and more. DFDS runs ferries from Poole, Portsmouth and St Malo. Blue Islands stopped flying in November 2025, so check current schedules.
Can I bring my car and my dog?
Yes to both. Dogs and cats from the UK need no pet passport or vaccinations, just a parish dog licence once you are here. Cars must be registered straight away, with 5 per cent GST unless you have owned the car for over six months, plus Vehicle Emissions Duty. You swap your UK licence for a Jersey one at the Parish Hall. See the checklist.
Should I pick Jersey or Guernsey?
Jersey is bigger, better connected and has more going on. Guernsey is smaller and quieter, has no GST yet, and its Open Market housing is simpler for wealthy newcomers. Social security is heavier for high earners in Guernsey. Read the comparison before deciding.
Photography on this page
- La Corbière lighthouse at low tide, St Brelade. Photograph: Daniel Kraft, CC BY-SA 3.0, via Wikimedia Commons
- A granite house at Rozel, St Martin. Photograph: Danrok, CC BY-SA 4.0, via Wikimedia Commons
- Inside the Central Market, St Helier. Photograph: Pymouss, CC BY-SA 4.0, via Wikimedia Commons
- Royal Square, St Helier. Photograph: Danrok, CC BY-SA 3.0, via Wikimedia Commons
- Elizabeth Castle and its causeway at low tide, St Helier. Photograph: Rachel D, CC BY 2.0, via Wikimedia Commons
- College Field, Victoria College, St Helier. Photograph: Man vyi, public domain, via Wikimedia Commons
- Jersey General Hospital, St Helier. Photograph: Danrok, CC BY-SA 4.0, via Wikimedia Commons
- Jersey Airport, St Peter. Photograph: Dan Marsh, CC BY 3.0, via Wikimedia Commons
- St Peter Port harbour, Guernsey. Photograph: Manxruler, CC BY-SA 4.0, via Wikimedia Commons
- St Brelade's Bay. Photograph: FoxyOrange, CC BY-SA 3.0, via Wikimedia Commons
- Liberation Square, St Helier. Photograph: Unukorno, CC BY-SA 4.0, via Wikimedia Commons
- Mont Orgueil Castle above Gorey Harbour. Photograph: Tom Brossman, CC0 1.0, via Wikimedia Commons, cropped
- Rozel Bay, St Martin. Photograph: Florian Pépellin, CC BY-SA 4.0, via Wikimedia Commons
- La Rocco Tower, St Ouen's Bay. Photograph: Florian Pépellin, CC BY-SA 4.0, via Wikimedia Commons
- Elizabeth Castle at sunset, St Helier. Photograph: Travis Leery, Unsplash Licence, via Unsplash
- Jersey cows in a field. Photograph: Travis Leery, Unsplash Licence, via Unsplash
- Planting Jersey Royals on a steep côtil, St Mary. Photograph: Travis Leery, Unsplash Licence, via Unsplash
- Havre des Pas bathing pool, St Helier. Photograph: Acediscovery, CC BY 4.0, via Wikimedia Commons
- The north coast from Plémont, St Ouen. Photograph: Danrok (Daniel Marsh), CC BY-SA 4.0, via Wikimedia Commons, cropped
- Seymour Tower at low tide, Grouville. Photograph: Danrok (Daniel Marsh), CC BY-SA 3.0, via Wikimedia Commons
- Low tide at L'Etacq, St Ouen's Bay. Photograph: Travis Leery, Unsplash Licence, via Unsplash
- Heading out for a surf. Photograph: Luke Moss, Unsplash Licence, via Unsplash
- St Brelade's Bay. Photograph: FoxyOrange, CC BY-SA 3.0, via Wikimedia Commons




